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Business Owner Policy 2017-12-12T19:30:35+00:00

What Does a Business Owners Policy (BOP) Cover?

ConXis Insurance Insurance Services Inc. offers policies that combine protection from all major property and liability risks in one package. (They also sell overages separately.) One package purchased by small and mid-sized businesses is the business owners policy (BOP). Package policies are created for businesses that generally face the same kind and degree of risk. Larger companies might purchase a commercial package policy or customize their policies to meet the special risks they face.


BOP’s include:

  • Property insurance for buildings and contents owned by the company — there are two different forms, standard and special, which provides more comprehensive coverage.
  • Business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of the business. It can also include the extra expense of operating out of a temporary location.
  • Liability protection, which covers your company’s legal responsibility for the harm it may cause to others. This harm is a result of things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and errors in services provided.

BOPs do NOT cover professional liability, auto insurance, worker’s compensation or health and disability insurance. You’ll need separate insurance policies to cover professional services, vehicles and your employees.

Contact us today to learn more about California Business Owner Policy Insurance. One of our dedicated agents will be happy to provide you with a thorough coverage evaluation, as well as offer you a free quote right now! Give us a call at 714.563.4333 or send us your information by using the form below.

ConXis Insurance Services Inc.

  • we look to establish a relationship with our clients
  • maintain a level of protection that gives peace of mind
  • we pride ourselves on educating our clients to make sure they know exactly what they are purchasing
  • continually seeking ways to improve our service and our market access
  • our primary obligation is to the client not the insurance company
  • we place the client’s interest first when negotiating coverage terms, assisting with claims and providing risk management advice

 

To grow with you and help you to stay on your personal path today, tomorrow and beyond…
Help manage the risk or our clients , by helping them recover from the unexpected, and to keep them on a path to realize their dreams…

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What Our Clients Are Saying

I got my business & personal Auto insurance through ConXis Insurance Services, Chris is very knowledgeable and courteous. Chris takes the time to make sure I have the right coverage and the right price to give me peace a mind. Thanks for taking the time and explaining so many different coverages and options.
Josh M. - Yorba LInda
I contacted Chris after being dissatisfied with my current insurer State Farm. Chris was really helpful, and got me the insurance level I needed. Not under, not over but just the right amount of insurance for my needs. The process was painless and he was right there every step of the way.
Erich N. - Dana Point
I went to Chris for my auto insurance and he was very helpful. He pointed out somethings that I had in my current policy that were costing me a lot of money. I did not expect to get such a great rate!
Thomas J. - Orange
Very efficient and good with communication. Takes time to listen to the client and make sure they not only have the best price, but that they have the proper coverage for when you need the insurance. My family and I know we are safe and protected with Chris Hayes at ConXis Insurance Services Inc..
Chris S. - Placentia
I am very thankful that I had the chance to talk to Chris with Conxis Insurance Services Inc. He gets the best deals and everything gets done very fast! Will continue to go here in the future.
James H.
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