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Personal Umbrella Insurance 2017-12-14T14:29:36+00:00
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Personal Umbrella Insurance

Personal umbrella insurance is designed to give one additional liability protection above and beyond the limits on homeowners, auto, and watercraft personal insurance policies.

Liability insurance is the portion of a homeowners or auto policy that pays for expenses for injured persons medical bills, rehabilitative therapy, and lost wages due to the negligence of the at fault person.

The personal umbrella insurance  policy, depending on the insurance company, one can add an additional $1 to $5 million in liability protection. This protection is designed to cover the insured when the liability on other current policies has been exhausted.

The liability portion of an insurance policy also covers a legal defense representative if the negligence would happen to land the at fault person in the court room. After adding up all of the medical expenses for the injured and the legal fees of the negligent person, the standard liability in one’s homeowners or auto policy is often not enough. Almost every state has financial responsibility laws that will hold drivers accountable for bodily injury and property damage resulting from car accidents and the at fault driver could be sued for the damage. Personal assets from the at fault driver could be seized resulting from a lawsuit. Similar laws are also in force for home and watercraft owners.

There is good news. A personal liability umbrella insurance policy can give one added liability protection without a large added cost. Additional liability insurance is often inexpensive, especially compared to the added coverage one gains. Furthermore, liability insurance covers one’s non-business activities anywhere in the world.

Contact us today to learn more about California Personal Umbrella Insurance. One of our dedicated agents will be happy to provide you with a thorough coverage evaluation, as well as offer you a free quote right now! Give us a call at 714.563.4333 or send us your information by using the form below.

ConXis Insurance Services Inc.

  • we look to establish a relationship with our clients
  • maintain a level of protection that gives peace of mind
  • we pride ourselves on educating our clients to make sure they know exactly what they are purchasing
  • continually seeking ways to improve our service and our market access
  • our primary obligation is to the client not the insurance company
  • we place the client’s interest first when negotiating coverage terms, assisting with claims and providing risk management advice
To grow with you and help you to stay on your personal path today, tomorrow and beyond…
Help manage the risk or our clients , by helping them recover from the unexpected, and to keep them on a path to realize their dreams…

What Our Clients Are Saying

I got my business & personal Auto insurance through ConXis Insurance Services, Chris is very knowledgeable and courteous. Chris takes the time to make sure I have the right coverage and the right price to give me peace a mind. Thanks for taking the time and explaining so many different coverages and options.
Josh M. - Yorba LInda
I contacted Chris after being dissatisfied with my current insurer State Farm. Chris was really helpful, and got me the insurance level I needed. Not under, not over but just the right amount of insurance for my needs. The process was painless and he was right there every step of the way.
Erich N. - Dana Point
I went to Chris for my auto insurance and he was very helpful. He pointed out somethings that I had in my current policy that were costing me a lot of money. I did not expect to get such a great rate!
Thomas J. - Orange
Very efficient and good with communication. Takes time to listen to the client and make sure they not only have the best price, but that they have the proper coverage for when you need the insurance. My family and I know we are safe and protected with Chris Hayes at ConXis Insurance Services Inc..
Chris S. - Placentia
I am very thankful that I had the chance to talk to Chris with Conxis Insurance Services Inc. He gets the best deals and everything gets done very fast! Will continue to go here in the future.
James H.
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