BUSINESS OWNER POLICY

A Business Owner Policy Looks to combine both a liability and property coverage in one policy at a combined typically discounted rate. The policy looks to caters to small business meeting the needs to business os they can operate efficiently. The BOP typically covers on the liability side damage to a clients property, injuring a person’s reputation, business causes physical injury, infringing on a copyright. On the Property Side it looks to cover theft, fire and vandalism, (note there is very limited coverage for property in transit that would be covered under inland marine policy) The Business owner policy also offers options for income protection, cyber and some other items. .

BUSINESS OWNER POLICY

A BOP give a business owner combined coverages that include both liability and property, generally at a much lower rate than buying two separate policies.

A Business Owner’s Policy (BOP) combines business liability and business property  insurance into one more inclusive policy. Think of it as combining two needed policies. BOP Insurance looks to cover your business from claims resulting from things like fire, theft or another covered disaster and from claims involving bodily injury, property damage and personal and advertising injury that could arise from your business’ operations. Businesses can tailor a Business Owner’s Policy (BOP) to help meet their unique needs by adding optional coverages like data breach, business income for off-premises utility services and other specialized coverages to their BOP.  By doing so it allows businesses to purchase a single policy giving them the protection they need at a price that is generally less expensive than purchasing two separate policies.

Plano, Dallas, Prosper, Mckinney Insurance Agetn, orange county, California, Texas

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PERSONAL INSURANCE

Insuring your home and auto can be one of the most important decisions that you make. Learn about umbrella coverage leverage your protection and spend. Let us help you find the right insurance for you without breaking the bank.

BUSINESS INSURANCE

You work hard everyday to grow and build your business. Work just as hard to protect it! Learn about Liability, Professional, and Property coverages to understand the best coverage combination for you and your business.

LIFE INSURANCE

Life insurance can be one of the most important and thoughtful gifts that you give your family. It can help to provide for them long after your are gone. Understand the differences between Term, Universal and Whole life insurance today.

FREE INSURANCE REVIEW

Take the opportunity to get a FREE second opinion on your coverage. We are happy to review you personal, business and life insurance coverage to help you understand your existing policies as well as offer advice on how to optimize your coverage.

“Appointing Chris as our broker to all of our polices has been a key decision in our business. We’ve worked with multiple brokers over the last 13 years and Chris has been great to work with. Chris has spent time to ensure we, understand what the policy entails and does/ not cover in order to make the best decisions for our business….”
SERVPRO, Yorba Linda Brea
“Chris has handled both my personal and business insurance needs in both a timely and professional manner.   He’s easily accessible and very responsive.  I’ve referred business customers of mine to him and he’s treated them the same way he did me.  I would highly recommend Chris for all your insurance needs.”
Steve Jones , SRJ Financial
“Great all around Insurance agent!!! Very efficient and good with communication. Takes time to listen to the client and make sure they not only have the best price, but that they have the proper coverage for when you need the insurance. My family and I know we are safe and protected with Chris”
Steve Williamson

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