Premium Homeowner Insurance Options

Wondering how to choose the right homeowners insurance? The coverage you have depends upon the type of policy you have. Unlike auto insurance, where the policies are pretty much the same, homeowners insurance policies can be quite different, depending on the “form” numbers (or insurance small print).

All homeowner policies are “package” policies. You get a group of coverages packaged into your policy for one overall premium. They include coverage on your building, your contents (furniture, clothing, etc.) and liability insurance in case you are sued, under the same policy.

There is no better way to understand your homeowner policy than to read it, but most people don’t look past the first page with the premium on it. We suggest you pull out your policy and give us a call so we can help you interpret it.

Optional Coverage

In addition to special coverage for jewelry, silverware and furs, you can purchase specific coverage for such possessions as stamp or coin collections, fine arts, camera equipment, collectibles, watercraft and musical instruments, just to name a few.

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Testimonials 

“Appointing Chris as our broker to all of our polices has been a key decision in our business. We’ve worked with multiple brokers over the last 13 years and Chris has been great to work with. Chris has spent time to ensure we, understand what the policy entails and does/ not cover in order to make the best decisions for our business….
SERVPRO Yorba Linda/Brea
“Chris has handled both my personal and business insurance needs in both a timely and professional manner.   He’s easily accessible and very responsive.  I’ve referred business customers of mine to him and he’s treated them the same way he did me.  I would highly recommend Chris for all your insurance needs.”
Steven Jones
“Great all around Insurance agent!!! Very efficient and good with communication. Takes time to listen to the client and make sure they not only have the best price, but that they have the proper coverage for when you need the insurance. My family and I know we are safe and protected with Chris”
Steve Williams

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