LIFE INSURANCE

A life insurance policy is a contract with an insurance company. In exchange for premium payments, the insurance company provides a lump-sum payment, known as a death benefit, to beneficiaries upon the insured’s death.

LIFE INSURANCE

Life Insurance offers many benefits to the insured family or business partner. It has proven to be very beneficial in helping families with the untimely death or bread winners, helping business in an unexpected  loss of a key employee, and ued in large ested to help reduce tax burdens of the estate. 

A Business Owner’s Policy (BOP) combines business liability and business property  insurance into one more inclusive policy. Think of it as combining two needed policies. BOP Insurance looks to cover your business from claims resulting from things like fire, theft or another covered disaster and from claims involving bodily injury, property damage and personal and advertising injury that could arise from your business’ operations. Businesses can tailor a Business Owner’s Policy (BOP) to help meet their unique needs by adding optional coverages like data breach, business income for off-premises utility services and other specialized coverages to their BOP.  By doing so it allows businesses to purchase a single policy giving them the protection they need at a price that is generally less expensive than purchasing two separate policies.

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LIFE INSURANCE TAILORED FOR YOUR NEEDS

Life Insurance Your Way

TERM LIFE INSURANCE.

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UNIVERSAL LIFE INSURANCE.

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WHOLE LIFE INSURANCE.

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“Appointing Chris as our broker to all of our polices has been a key decision in our business. We’ve worked with multiple brokers over the last 13 years and Chris has been great to work with. Chris has spent time to ensure we, understand what the policy entails and does/ not cover in order to make the best decisions for our business….”
SERVPRO, Yorba Linda Brea
“Chris has handled both my personal and business insurance needs in both a timely and professional manner.   He’s easily accessible and very responsive.  I’ve referred business customers of mine to him and he’s treated them the same way he did me.  I would highly recommend Chris for all your insurance needs.”
Steve Jones , SRJ Financial
“Great all around Insurance agent!!! Very efficient and good with communication. Takes time to listen to the client and make sure they not only have the best price, but that they have the proper coverage for when you need the insurance. My family and I know we are safe and protected with Chris”
Steve Williamson

Ready to talk?

Take the opportunity to get a free insurance review to better understand what types of coverage you need in your insurance policy.

We Are Helping People Manage Their Risk

PERSONAL INSURANCE

Insuring your home and auto can be one of the most important decisions that you make. Learn about umbrella coverage leverage your protection and spend. Let us help you find the right insurance for you without breaking the bank.

BUSINESS INSURANCE

You work hard everyday to grow and build your business. Work just as hard to protect it! Learn about Liability, Professional, and Property coverages to understand the best coverage combination for you and your business.

LIFE INSURANCE

Life insurance can be one of the most important and thoughtful gifts that you give your family. It can help to provide for them long after your are gone. Understand the differences between Term, Universal and Whole life insurance today.

FREE INSURANCE REVIEW

Take the opportunity to get a FREE second opinion on your coverage. We are happy to review you personal, business and life insurance coverage to help you understand your existing policies as well as offer advice on how to optimize your coverage.

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